First Choice Cash Back x
Best for: Cash back | Everyday
ACCOUNT FEATURES
- No monthly service fees
- No minimum balance required
- Debit card with option for online and mobile banking
- Surcharge-free ATMs nationwide
- Fraud protection and federally insured by NCUA up to $250,000
MONTHLY REWARDS
- Each month earn 10 cents per debit card transaction over $5.00 for up to 40 transactions
REQUIREMENTS FOR REWARDS
- Have at least one payroll or retirement direct deposit transaction each month
- Use your DFCU debit card to make at least 10 separate purchases that post and clear each month
- Sign up to receive e-Statements
- Provide DFCU with a valid email address
First Choice Platinum Rewards x
Best for: Credit card | High interest | Rewards
ACCOUNT FEATURES
- No monthly service fees
- No minimum balance required
- Free Platinum Rewards credit card
- Debit card with option for online and mobile banking
- Surcharge-free ATMs nationwide
- ID theft protection
- Fraud protection and federally insured by NCUA up to $250,000
MONTHLY REWARDS
- Earn 1 reward point for every $1.00 spent on your Platinum Rewards credit card
- Higher interest earned on the first $10,000 and base interest earned on any additional funds
REQUIREMENTS FOR REWARDS
- Have at least one payroll or retirement direct deposit transaction each month
- Use your DFCU Platinum Rewards credit card to make at least 10 separate purchases that post and clear each month
- Sign up to receive e-Statements
- Provide DFCU with a valid email address
First Choice Interest x
Best for: High interest | Rewards
ACCOUNT FEATURES
- No minimum balance required
- Blended interest rate with higher interest earned on the first $10,000 and base interest earned on any additional funds
- Debit card with option for online and mobile banking
- Surcharge-free ATMs nationwide
- Fraud protection and federally insured by NCUA up to $250,000
MONTHLY REWARDS
- Earn higher interest rate on checking account balances up to $10,000
- Automatic ATM fee reversals up to $25
REQUIREMENTS FOR REWARDS
- Have at least one payroll or retirement direct deposit transaction each month
- Use your DFCU debit card to make at least 10 separate purchases that post and clear each month
- Sign up to receive e-Statements
- Provide DFCU with a valid email address
First Choice Platinum x
Best for: Credit card | Rewards
ACCOUNT FEATURES
- No monthly service fees
- No minimum balance required
- Free Platinum credit card
- Debit card with option for online and mobile banking
- Surcharge-free ATMs nationwide
- ID theft protection
- Fraud protection and federally insured by NCUA up to $250,000
MONTHLY REWARDS
- Higher interest earned on the first $10,000 and base interest earned on any additional funds
REQUIREMENTS FOR REWARDS
- Have at least one payroll or retirement direct deposit transaction each month
- Use your DFCU Platinum credit card to make at least 10 separate purchases that post and clear each month
- Sign up to receive e-Statements
- Provide DFCU with a valid email address
Regular Checking x
Best for: Everyday | Personal
ACCOUNT FEATURES
- No monthly service fees
- No minimum balance required
- Debit card with option for online and mobile banking
- Surcharge-free ATMs nationwide
- Fraud protection and federally insured by NCUA up to $250,000
Membership Savings x
Best for: Mandatory | Personal
ACCOUNT FEATURES
- No monthly service fees
- Access your money whenever you need
- Earn dividends on balances over $30
- Easily track account balances
- Transfer money online or through the mobile app
- Surcharge-free ATMs nationwide
- Federally insured by NCUA up to $250,000
Youth Savings x
Best for: Mandatory | Starter account | Savings growth
ACCOUNT FEATURES
- 10% match on your initial deposit (up to $10)
- No monthly service fees
- Earn dividends on any balance amount
- Access your money whenever you need it
- Easily track account balances
- Transfer money online or through the mobile app
- Surcharge-free ATMs nationwide
- Federally insured by NCUA up to $250,000
ACCOUNT REQUIREMENTS
- Be under age 18
- Include a parent or guardian as an additional member on the account
Special Savings x
Best for: Flexibility | Savings goals
ACCOUNT FEATURES
- No monthly service fees
- Earn dividends on balances over $30
- Access your money whenever you need
- Easily track account balances
- Transfer money online or through the mobile app
- Surcharge-free ATMs nationwide
- Federally insured by NCUA up to $250,000
Money Market x
Best for: High-yield | Savings growth
ACCOUNT FEATURES
- No monthly service fees
- No minimum balance required
- Tiered dividend rates based on account balance
- Typically earns higher dividends than a traditional savings account
- Access your money whenever you need
- Easily track account balances
- Transfer money online or through the mobile app
- Federally insured by NCUA up to $250,000
Share Certificate x
Best for: High-yield | Long-term | Savings growth
ACCOUNT FEATURES
- Earn higher dividends by keeping money deposited for a fixed amount of time
- Certificate terms available from 6 months to 5 years
- Fixed interest rate for the term of the certificate
- Federally insured by NCUA up to $250,000
RESTRICTIONS
- Penalty for early withdrawal
Mission Savings Fund x
Best for: Service | Long-term
ACCOUNT FEATURES
- No minimum balance required
- Unlimited deposits
- Blended interest rate with higher interest earned on the first $15,000 and base interest earned on any additional funds
- Federally insured by NCUA up to $250,000
RESTRICTIONS
- Limited to 1 free withdrawal every 6 months. Any additional withdrawals incur a $25 fee
Student Checking x
Best for: Starter | Students
ACCOUNT FEATURES
- No monthly service fees
- No minimum balance required
- $75 straight to your account after using your debit card 10 times within 30 days of opening the account
- $10 Amazon gift card to use any way you please
- Free DFCU tumbler
- Debit card with option for online and mobile banking
- Surcharge-free ATMs nationwide
- Fraud protection and federally insured by NCUA up to $250,000
ACCOUNT REQUIREMENTS
- Must be a student in elementary, middle school, high school, or college up to age 30