Welcome to DFCU! To get started, please provide the information below.
I confirm that I have read and agree to the Terms of use, Patriot Act Notice, Privacy Notice, and Consent to Use Electronic Signature and Records.
To complete your application, you will need:
  • Social security number
  • Valid ID or passport
  • Banking information to fund your new account
First, let’s make sure you qualify for membership. Select ALL that apply.
Why do I have to qualify for membership?
To become a member of any credit union, you are required to fit the field of membership
What is Deseret First's field of membership?
Deseret First Credit Union's field of membership is any member of The Church of Jesus Christ of Latter-day Saints, an employee of any of our employer groups, or an immediate family of a current or eligible DFCU member.
I am a member of The Church of Jesus Christ of Latter-day Saints
I have an immediate family member who is eligible to join DFCU or is a DFCU member
I am employed by a Church-affiliated company
Check the full employer list here
Next, let's get some information about you and any additional account members.
Primary applicant
Personal information
Home address
I have a separate mailing address
Mailing address
Co-applicant 1
Personal information
Home address
I have a separate mailing address
Mailing address
Co-applicant 2
Personal information
Home address
I have a separate mailing address
Mailing address
Please select the account you’d like to apply for.
In order to open an account with a credit card, we'll just need a little more information.
By federal law, all credit card applicants will need to provide proof of sufficient income to show you can repay the money a card issuer lends you.
Primary Applicant:
Income Information
Occupancy
Co-Applicant 1:
What is an applicant type?
There are two applicant types--coborrower and co-signer. Members applying for a loan, credit card, or overdraft line of credit need to identify co-applicants in order to recieve approval.
Co-borrower: A spouse or person in the same household who share financial responsibility for the loan.
Co-signer: A person who is able and responsible for the repayment of the loan if the borrower is unable to pay.
Income Information
Occupancy
Co-Applicant 2:
What is an applicant type?
There are two applicant types--coborrower and co-signer. Members applying for a loan, credit card, or overdraft line of credit need to identify co-applicants in order to recieve approval.
Co-borrower: A spouse or person in the same household who share financial responsibility for the loan.
Co-signer: A person who is able and responsible for the repayment of the loan if the borrower is unable to pay.
Income Information
Occupancy
Please verify your ID by entering your info and uploading a picture.
Primary applicant
Upload required
Co-applicant 1
Co-applicant 2
Please select the one-time deposit amounts for your new accounts.
Total funding cannot exceed $5000.
Choose a funding method
Application Review
Please take a moment to double-check the information below.
Your Information Edit
First name:
Last name:
Date of Birth:
Email:
Home Phone:
SSN:
Street:
City:
State:
Zip Code:
Identification Information Edit
ID type:
ID number:
Issuing state:
Issue date:
Expiration date:
Employment Information Edit
Source of income:
Monthly income:
Employer:
Job title:
Start date:
Hours:
Occupancy Information Edit
Residential status:
Monthly payment:
Move in date:
Additional Member 1 Edit
First name:
Last name:
Date of Birth:
Email:
Home Phone:
SSN:
Street:
City:
State:
Zip Code:
Additional Member 2 Edit
First name:
Last name:
Date of Birth:
Email:
Home Phone:
SSN:
Street:
City:
State:
Zip Code:
By clicking the Submit button you agree that everything in this credit application is correct and complete to the best of your knowledge. You authorize the Credit Union or its agent to verify or obtain credit reports, information about credit standing, employment history and salary history for this application and for any update limit increase, renewal, extension, or collection of the granted credit. You understand that it is a federal crime to provide false or misleading statements in your application. You agree that this application shall be the Credit Union's property whether or not this credit application is approved.
Processing your application.
Please do not navigate away from this page.
, thanks for applying!
Your application has been submitted and is currently under review. We will contact you within one business day to discuss your application further.
Your application ID is .
If you have any questions that require an immediate answer, please contact us at either 801-456-7150 or onlineaccountopening@dfcu.com.